How It Works

PROVIDE BASIC DATA : Take your FIRST STEP by completing the data form below.

SCHEDULE : Schedule a time to meet with us to learn how our proven system works.

RECEIVE : Get the keys to your home of choice and a deed in your name with as little as 15% down.

Home Buyers

Learn How To Get Your Home of Choice

Complete Data Form

Once you submit the data form, you'll be able to set an appointment with us using our online scheduler...

ALL Credit Qualifies:

  • Stated Income
  • No Credit Check
  • No Balloon
  • No Prepayment Penalty
  • No Sourcing or Seasoning of Funds
  • No Time on Job Requirements
  • Self Employed OK
  • Foreign Nationals OK
  • Tax Identification Number OK

What Our Clients Say

What Makes Us Different

  • We believe that if you have saved 15% or more for a down payment, you deserve to get any home you want no matter what your credit score is.
  • With our system, you get the home you want RIGHT NOW period.
  • Our proven system helps struggling families get back on their feet by getting them in their home of choice and reporting timely payments to creditors to help them rebuild credit.
  • Our system does not discriminate based on your history
  • Self-employed people are welcome. We recognize that you are the backbone of the American economy and that you should be appreciated instead of penalized.

You work with Licensed professionals that know the business and our system

We do the same thing over and over with massive success

We’ve helped hundreds of families in similar situations

You are in Good hands!

Our Proven System Overcomes All Credit Challenges

A family’s life is dramatically impacted by the school district and the home they choose. We help you every step of the way.


The TL Global System is a proprietary, FULL DISCLOSURE homebuyer buying system that allows a homebuyer to get owner financing on their home of choice with no credit check.

  1. You MUST be represented by a Realtor that is certified to use the TL Global System because there are 2 back to back closings at 2 Title Companies and 2 Buyers Agents. An investor will buy your home of choice and owner finance it to you. You MUST confirm that your Realtor is trained and certified to use the TL Global System prior to scheduling an appointment.
  2. You must have a minimum of 15% down plus closing costs
  3. You must complete training in person, score a minimum of 90% on a test, and have a positive attitude. All decision-makers must be present at the training so be sure to come with your spouse.
  4. A certified TL Global trainer must confirm that everything makes sense and endorse you.

Yes. Bilingual realtors are also available if needed. The realtor is a free service for you because they’re paid for by the seller. A buyer’s agent will represent your interests to help you get the best possible price.

Yes. Your cash is your credit. You will not be asked for tax returns or bank statements.

Yes. Your credit will not be used to qualify. There is no loan application. There is no loan application fee. Your cash is your credit.

An investor with strong credit will buy your home of choice and you’ll get owner financing with a warranty deed in your name.

Every investor is represented by a licensed realtor.

The founder and creator of the proprietary TL Global System is Til Lowery. She is a 30 year agent/broker in Houston, Texas. She is a successful investor, a top wholesaler and the owner of Creative TLC Realty. She is also the author of a best-selling book with Brian Tracy called secrets of wealth

30 to 45 days after inspection is typical but in some cases, it could take 60 days. Processing for New homes is faster.

No. TL Global is a training company. TL Global is an education provider.
The realtor, the homebuyer, the wholesaler and the investor all have to be trained how the TL Global System works.

TL Global employs professional trainers which provide highly accurate real estate training the same way every time. All parties must understand how the TL Global System works and are required to pass a competency test with a minimum score of 90%. When all parties are properly trained the entire process goes smoothly and quickly.

A wholesaler is an investor that contracts to buy homes and assigns contracts to other investors. A certified TL Global wholesaler uses a rubberstamp process so they don’t have to reinvent the wheel every time they do a transaction. Repetition results in never ending improvement, efficiency and professionalism. Using the TL Global system gives all parties the benefit of no changes and no surprises.

Yes. In fact it is approved for use in 28 states.

Yes, You have to be trained in person by a certified TL Global Trainer. After training is completed you must pass a test in person to make sure you understand how everything works. This is for quality control. Everything must be done the same way every time.

Yes. The good news is the TL Global System is WIN-WIN-WIN. You pay a fair and reasonable fixed fee for services rendered. You will learn the exact details at training.

The TL Global System has incredible terms which include a single-digit fixed rate with no prepayment penalty and no balloon. If you research Google and look for low-doc loans you will find they are all similar. They want you to have 35% equity, they have 13-14% interest rates, prepayment penalties, 1-2 year balloons, they don’t want to deal with owner-occupied’s, and they still want to verify your income and credit. The TL Global System has none of this.

Yes, all decision makers need to be present. This can include your parents, grandparents, & accountant.

Approximately 90 minutes. Please allow extra time to have all your questions answered.

Your realtor will be provided a preapproval letter for a trust to purchase your home of choice.

Yes. If you decide to enrol to use the TL Global System you must pay a fee. Paying a fee means you are serious. It means you are ready to go. It means there will be no surprises. It means there will be no rejections. It means your realtor will not be wasting their time. It’s a win-win system.

Yes. The TL Global System works with every builder in Texas.

Yes. You can get a new home or any resale home as long as it is in loanable condition
If there is a big hole in the roof or no AC or no flooring that’s a problem. The TL Global
System is not for rehab homes, mobile homes, or flood homes. It is also not used for land.
The TL Global System is geared for single family homes.

NO. Foreign nationals invest billions of dollars in US real estate annually. The TL Global System does not require an SSN or an ITIN

Just a Few of the Companies
We’ve Worked With

Get Started on Your Path to Home Ownership NOW!